Liquidating your investment assets such as shares, unit trusts, bonds, and other listed products may compromise your long-term financial planning.
You may encash your investment value via our services.
This may be a better choice to preserve your assets while meeting your short-term cash flow requirements.
Securities backed financing can be approved against a variety of assets. You can obtain financing against your assets up to a certain percentage of their market value. The applicable loan to value (“LTV”) ratio will depend on the assets grading, quality, volatility and liquidity. The LTV ratio we offered is up to 70% of the assets market value.
E.g. the market value of A share is SGD1,000. The financing we can offer will be up to SGD700.
The typical acceptable type of collateral:
- Shares
- Unit trusts
- Bonds
- Money Market Fund
Benefits of securities backed financing include:
- Liquidity to pursue your cash needs
- Unlock the value of your assets into an additional cash line without liquidating your assets
- No interruption to your wealth planning and long term financial goals
- Enjoy the dividend and market appreciation for your assets
https://www.privatebanking.hsbc.com/marketable-securities-backed-finance/